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Here is a list of the documents you'll need to complete the application process:

1. To verify Income, please have the following:
Copies of Pay stubs for the most recent 30 day period
Most recent two years of W-2 forms
Most recent two year Federal Tax returns (Form 1040)
Year to date Profit and loss Statements (self employed)
 
2. To verify assets:
Bank Statements (Most recent 2 months)
Brokerage Accounts ( Most recent 2 months)
401(K) /IRA (Most Recent)
In the event you are receiving a gift for any portion of the purchase transaction, please execute the enclosed Gift Letter
   
3. To verify Liabilities:
If you are renting, provide name and address of landlord
If you are paying alimony or child support, provide a copy of the Divorce Decree
   
4. If a purchase transaction:
A copy of the Binder Purchase Agreement signed by all parties
   
5. If you are selling a home:
A copy of the Binder or purchase agreement signed by all parties
   
6. Miscellaneous:
Copy of Drivers license (For borrower(s)
   
7. Appraisal and Credit Report
   
   
   



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